About

We build around one question: who stands behind you when something goes wrong?

felelosseg.biz is the information and quote-request site of Tukacs Emánuel Dávid, an independent insurance broker – specialising in professional indemnity and public liability insurance. I work in person in Budapest and Kecskemét if you wish, and online and by phone nationwide.

Emánuel and Pajzsi – one asks the questions and compares, the other gives the signal: covered.

Portrait of Emánuel Dávid Tukacs

Who's behind this site?

I'm Tukacs Emánuel Dávid, an independent insurance intermediary (broker). As a broker, I don't represent a single insurer – I act on the client's instructions: I request competing offers from several insurers for your business activity, and hand them over in a plain-language table – strengths, weaknesses and small print included. I assess your needs and explain the options – the decision is always yours.

My activity is supervised by the Magyar Nemzeti Bank: my registration number is 114063010758, which anyone can verify in the MNB's institution register. I work as an intermediary as a partner of Eurorisk Biztosítási Alkusz Kft. My main site: tukacs.com.

Why liability insurance, of all things?

Because it's one of the most personal products in the insurance market: it protects not a building or a car, but your professional reputation and your business's assets in the situation where your work – against your will – causes harm to someone else. The plumber's ladder breaks a shop window, the accountant's oversight leads to a fine, the ceiling leaks after the contractor's work: different professions, one shared question. And it's precisely in liability products that a policy's small print differs most from one insurer to the next – which is why it's worth comparing offers and understanding exactly what you're buying.

An important boundary: this site is about cover for damage caused to others. If you're looking for protection against damage to your own assets – machinery, stock, premises – that's the territory of our sister site: vagyon.biz. And if you want to enforce your own claims against others, that's what legal protection insurance is for: jogvedelem.biz. The detailed distinction is covered in the own damage vs. damage caused article and the legal protection mirror article.

Three principles I hold to

What does this cost you?

I charge the client no fee for advice or for running the competition – the broker's remuneration is paid by the insurer. This is standard practice in this market, and I talk about it openly, because trust rests on it: you know exactly what your broker lives on, and that the right to decide always stays with you.

Strong backing: Eurorisk

I carry out my intermediary work as a partner of Eurorisk Biztosítási Alkusz Kft. Eurorisk has been operating since 1993, licensed by the MNB – its backing means that felelosseg.biz stands on mature professional and legal infrastructure, while you work with one reachable person throughout.

The next step is simple: in a 20-minute, free conversation, we'll go through what your client or your chamber expects, and what's in your current policy – with no obligation. Book a time here →

Let's discuss in 20 minutes what protects your trade.

Free of charge, no obligation – at the end, you'll see exactly your options and the next step.

Book an appointment